Sarah Brewer

Sarah Brewer

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$530,000

($157,928 down)
FHA

12119 Forest Street, Thornton, CO 80241

3
2
1,800 sqft
PITI Monthly
$2,408.91 /mo

Listing courtesy of: Kristelle Naranjo, Brokers Guild Homes

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,668 /mo
$2,785 /mo

What's Special

FRESH PAINT
MINUTES AWAY
SHOPPING
ENTERTAINMENT
DINING
FIREPLACE
GAME ROOM
DECK
PRIVATE BACKYARD
CHARMING

Welcome to 12119 Forest St.-A move in ready gem in the heart of Thornton, CO! This beautifully maintained 3-bedroom, 2 bath multi-level home offers comfort, charm, and functionality- perfect for families, first-time buyers, or anyone seeking a relaxed suburban lifestyle with easy access to city conveniences. The main level boasts an open-concept design that effortlessly flows between the living, dining, and kitchen areas creating a perfect atmosphere for relaxing and or entertaining family and friends. On the lower level you will find the family room with an electric fireplace for those cooler evenings. This space also offers a bonus room that can be used for an office, den, and or playroom. Upstairs you will find two bedrooms, a full bath, and the primary bedroom complete with its own ensuite bathroom for added privacy. Make the basement your own by using it as a guest bedroom or turn it into a game room or a gym, the sky's the limit for this space. You'll love the private backyard- ideal for outdoor fun or simply unwinding and relaxing in your own backyard retreat. The attached garage provides secure parking and storage. This home has plenty of updates such as new appliances, new carpet, fresh paint, updated primary bath with updated counter tops, updated main bath, and upgraded lighting throughout the house. It has a new deck, and the fence was rebuilt in 2022. Lastly, a new roof was put on in 2024. For entertainment such as dining and shopping, The Denver Premium Outlets and Thorncreek Crossing shopping Center are within minutes away offering a variety of retail stores, restaurants, and entertainment options. The city of Thornton is known for its strong sense of community, and offers a variety of recreational activities, making it a desirable place to call home. Don't miss out on the opportunity to make this charming property your new home-schedule a showing today!

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,408.91/mo
Estimated Loan Balance
$374,573
Cash to close
$157,928
Interest Paid
$43,931

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Electric, Family Room
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Concord
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $294.44
  • Tax Annual Amount: $3382
  • On Market Date: 2025-04-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $157,928 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $157,928!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$372,072
Your Cash$157,928
Total Purchase Price:$530,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,668/mo
Traditional @ 7.15%
$2,889/mo
You save $1,221/month ($14,650/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9533841

Listing From: recolorado

Last updated: 2025-04-26T07:16:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,668 /mo
$2,785 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,928 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $157,928!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$372,072
Your Cash$157,928
Total Purchase Price:$530,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,668/mo
Traditional @ 7.15%
$2,889/mo
You save $1,221/month ($14,650/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Sarah BrewerHomeSmart(719) 257-3753cosoldbysarah@gmail.comMLS 100088237

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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